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Credit Finance Senior Analyst

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Location: Plano, TX, United States -
Job ID: 1092751
Corporate Positions
Finance & Accounting
Job Type: Full-Time
Date Updated: Feb 26, 2021

Credit Finance Senior Analyst

The Credit Finance Senior Analyst will be supporting the JCPenney Credit Services team through budgeting, forecasting, and analysis of credit revenue and expenses for all methods of payment accepted at JCPenney.  Responsible for reporting all components of our Private Label and Co-Branded Credit Program, reporting costs of all other methods of payment accepted at JCPenney, and completing ad hoc analysis to improve results and reporting on department goals. 

Primary Responsibilities:

  • Responsible for the annual budgeting process of credit revenue, credit expenses, and team expenses. 
  • Responsible for completing the month-end close and reporting processes, including forecast updates, variance analysis, and variance explanations. 
  • Preparing reports and analysis requested by Executive and Senior Management for any of the methods of payment accepted at JCPenney.
  • Partner with the JCPenney Credit Manager to work with Synchrony, our Private Label and Co-Branded credit provider, to fully understand all components of our relationship and to ensure that changes to the program or in trend are reflected in our current forecasting processes. 
  • Provide ad hoc analysis for the team or others within JCPenney to improve credit revenue, reduce expenses, improve the overall success of the payments area, etc.…
  • Support the Credit Manager on the Credit team with daily, weekly, and monthly processes. 

Core Competencies & Accomplishments:

  • 1 - 2 years experience, preferably in the payments space
  • Intermediate (strong) knowledge of Excel, Power Point
  • Bachelor’s Degree required

About JCPenney:

At JCPenney, we share a passion for serving customers, supporting our communities and being the best retailer for all families. As a company founded on the Golden Rule, our success is rooted in the belief that we treat everyone the way we would want to be treated. At every touchpoint, customers discover stylish merchandise at incredible value from an extensive portfolio of private, exclusive and national brands. Reinforcing this shopping experience is the customer service and warrior spirit of approximately 90,000 associates across the globe, all driving toward the Company's mission to help customers find what they love for less time, money and effort.

Working at JCPenney means joining a dedicated team of associates who are encouraged to be uniquely themselves in a safe, caring and welcoming environment. It is a place where careers prosper, accomplishments are celebrated and diversity flourishes. It’s a place that’s meant for you.

For more opportunities to join our team please visit our careers page.

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Job Title: Credit Finance Senior Analyst
Location: Plano, TX, United States -
Job ID: 1092751

J.C. Penney Company Inc.
Plano, Texas

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